Stable/Trainer/Show Liability

LVI Provides a High Level of Trust, Industry Knowledge and Unwavering Commitment

The protection you need for commercial activities are vital for stable owners, trainers, instructors and for others in the equine business. Examples include (but are not limited to):

  • Boarding
  • Breeding
  • Clinics
  • Horse Events (Sales and Shows)
  • Private Lessons
  • Riding Academies
  • Riding Clubs
  • Horse Rental
  • Pony, Cart, Wagon Rides

These activities and their varied functions pose unique liability exposures, which need specially-designed products tailored to these exposures. LVI's liability policies have the flexibility to be custom-tailored to cover the unique liability exposures that may not be adequately covered under normal personal liability policies such as a homeowner policy or a farm liability policy.

The policy will pay up to the limit of insurance all sums which you become legally obligated to pay as damages due to bodily injury or property damage to which coverage applies. Coverage is provided on an annual basis or for short-term protection for horse shows, sales and clinics.

Stable Liability Coverages

  • Product Liability
  • Liability for personal and advertising injury*
  • Basic and comprehensive liability coverage for
          bodily injury and property damage to others
  • Fire Legal Liability for $50,000
  • Liability limits available up to $1 million
  • Optional Care, Custody or Control

For a Quote - Contact LVI directly at

*Personal Injury means injury other than bodily injury and includes such offenses as slander, libel: invasion of privacy, false arrest, detention, imprisonment, malicious prosecution, wrongful entry and eviction. The offenses may result from oral or written publication of material. It does not include advertising, publishing, broadcasting or telecasting done for or by the insured.

Advertising injury means injury other than bodily injury and includes such offenses as slander, libel, disparagement of a person's or organization's goods or services, invasion of privacy, misappropriation of advertising ideas or style of doing business, infringement of copyright, title, slogan, trademark or trade name. The offense may result from the oral or written publication of material.


The coverages described above are summarized and subject to the terms, conditions and exclusions printed in the policy. Refer to the policy form for specifics on coverage and limits. Also, all coverages are subject to state law, which may vary materially from stated information. In providing this material, LVI assume no liability beyond that provided under the terms, limits and conditions of the insurance policies it has issued.